Furnishing a studio or 1 bedroom apartment costs $3,000 to $12,000 on a midrange budget, and a 2 bedroom costs $7,000 to $20,000, according to Opendoor's 2026 guide. Angi puts a 1 bedroom at $4,000 to $18,000. A bare-bones build from HomeGuide's budget prices starts near $3,300. House AI can show the furnished room first and match its furniture to products from 330 retailers.
The biggest swing is how many rooms you fill and how much you buy new. A studio needs the same core pieces as a 1 bedroom, a bed, seating, and a table, but fits them into one room.
Apartment cost by size and budget
The budget column adds up HomeGuide's lowest prices for each room. Midrange and premium come from Opendoor, which groups studios with 1 bedrooms under 800 square feet. The Angi column shows its 1 bedroom and 2 bedroom ranges.
| Apartment size | Budget | Midrange | Angi range | Premium |
|---|---|---|---|---|
| Studio or 1 bedroom | $3,300 to $7,600 | $3,000 to $12,000 | $4,000 to $18,000 | $25,000 and up |
| 2 bedroom | $4,100 to $9,100 | $7,000 to $20,000 | $7,000 to $25,000 | $30,000 and up |
Where the budget goes
HomeGuide's budget prices are $1,500 to $4,000 for a living room, $1,000 to $2,500 for a primary bedroom, $750 to $1,000 for a kitchen, and $50 to $100 for a bathroom. Those four rooms add up to $3,300 to $7,600. A second bedroom adds $800 to $1,500, for $4,100 to $9,100. Neither total includes a dining room or a home office.
Plan for the sofa early: HomeGuide prices one at $400 to $4,000. For room-by-room prices, see our living room and bedroom cost pages. Opendoor also warns that delivery, assembly, sales tax, and similar costs can add 15% to 30% on top of the sticker price.
How to plan the apartment before you buy
Step 1: Photograph each room
Stand in a corner in daylight so two walls, a window, and the floor are in the frame. Empty rooms work fine.
Step 2: Pick one style for the whole apartment
Upload the photos to House AI, set the room type, and pick from 300+ styles. Each design takes about 15 seconds, and every user gets 3 free designs a day. One style across every room keeps pieces interchangeable when you move.
Step 3: Shop the pieces you like
House AI matches the furniture in a design to real products from 330 retailers, including Amazon, IKEA, Wayfair, Walmart, and Castlery. Price the pieces, then decide what to buy now and what can wait.
Step 4: Measure doors, halls, and elevators
AI doesn't measure your rooms, and small details can drift between the render and real life. Apartments add a catch: the sofa and bed have to fit through the building's doors, hallways, and elevator, so measure those too.
Frequently asked questions
How much does it cost to furnish a studio apartment?
Opendoor puts a studio or 1 bedroom under 800 square feet at $3,000 to $12,000 on a midrange budget, and $25,000 or more for premium pieces.
How much does it cost to furnish a 2 bedroom apartment?
$7,000 to $20,000 on a midrange budget, according to Opendoor. Angi and HomeGuide both put a 2 bedroom at $7,000 to $25,000.
Can you furnish an apartment for $3,000?
Close to it. HomeGuide's lowest prices for a living room, a bedroom, a kitchen, and a bathroom add up to $3,300.
What else should I budget for besides furniture?
Delivery, assembly, and sales tax. Opendoor says these can add 15% to 30% on top of the sticker price.
Keep reading
- How Much Does It Cost to Furnish a Living Room?
- How Much Does It Cost to Furnish a Bedroom?
- Decorating Rental Apartments Without Permanent Changes
- Interior Design on a Budget: Where to Spend and Where to Save
- Can I Buy the Furniture in an AI Room Design?
- House AI Pricing
Sources: Opendoor, "Setting a furniture budget for your new home," updated May 21, 2026. Angi, "How Much Does It Cost to Furnish a House?", updated April 5, 2026. HomeGuide, "How Much Does It Cost to Furnish a House?", November 14, 2023. All checked October 17, 2026. House AI figures come from the House AI app.